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Personal Budget Planner

If you are unsure about which loan to choose, simply enter your monthly expenditure details in the form below and then select the "Calculate" button. You will be shown your current total monthly outgoings together with the amount of money you have left over each month once these bills are paid. By taking out one of our loans e.g. to pay off some of your expensive credit cards, you may find that your monthly outgoings reduce considerably, allowing you more freedom each month.

  1. Enter your monthly expenditure and your net income in the fields
below Existing monthly outgoings on credit cards/loans
 
   
                 
  Credit card 1     Store cards    
  Credit card 2     Loans    
  Credit card 3     Overdraft    
                  

 

  2. Other monthly outgoings  
   
                 
  Mortgage/Rent     Car costs    
  Council Tax     TV Licence    
  Electricity     Pension    
  Gas     Food    
  Water rates     Clothes    
  Telephone     School fees    
  Insurance     Entertainment    
  Assurance     Savings    
  Misc            
                  

  3. Current income  
   
                 
  Net monthly Income          
                 
  Outgoings on credit cards/loans        
  Total monthly outgoings        
  Amount left each month        
                  

 

 
     
   
Our typical, variable rate is 10.9% APR. Rates range from 7.7% to 18.3% APR. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Loans subject to status, type and value of property. Minimum age 18.



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